FTC Announces Free Weekly Credit Reports from Equifax, Experian, and TransUnion

The three national credit reporting agencies - Equifax, Experian, and TransUnion have made permanent a program to allow consumers to check their credit reports at each of the agencies once a week, for free, the U.S. Federal Trade Commission announced on October 13, 2023.

Consumers can request free copies of their credit reports by visiting AnnualCreditReport.com. FTC notes other web sites that say they offer free credit reports may be scams, and may be attempting to phish for consumers' personal information.

The ability for consumers to access one free credit report annually has been required by law for some time now. However, during the pandemic, the credit reporting agencies implemented free weekly credit report checks. After extending that temporary program twice, the weekly offering of a free credit report check is now permanent.

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